One really powerful feature of many employer-sponsored retirement plans like 401(k)s, 403(b)s and 457(b)s is the Schwab Personal Choice Retirement Account, also known as a PCRA. This feature gives plan participants a powerful gateway to a nearly endless universe of low-cost no-load mutual funds that aren’t in your plan’s standard lineup.

But the Schwab PCRA is much more powerful than that because there’s a hidden feature built in that you might not know about:

The Schwab PCRA is also a gateway to full-time, professional management of your retirement plan assets through Appleton Group.

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Appleton Group LLC is an independent Registered Investment Advisor and is not affiliated with Charles Schwab Inc. Investment management services offered through the Schwab Personal Choice Retirement Account (PCRA) does not imply an endorsement by Charles Schwab Inc. or any specific employer. Investing involves risk, including loss of principal.